Archive for the ‘Economics’ Category

Nice perspectives for cloud computing in Europe

March 26, 2011
Creative Commons – photographerpandora

Exciting opportunities are waiting for companies ready to adopt cloud computing.  Indeed, according to a study conducted by EMC and the Centre for Economics and Business Research (CEBR), cloud computing will make it possible for European companies to save an estimated 763 billion euros  by 2015.

Jean-Yves Pronier, marketing director at EMC France, said that “the adoption of cloud computing gives companies the agility and cost reductions that are now necessary for their development in a difficult economic context “.

In the same vein, cloud computing should also result in the creation of 2.4 million jobs, especially in the areas of distribution and tourism.

Source: E2% 80% 99euros-a-la-France-1118

Be Bio: my first P2P investment with Friendsclear

October 1, 2010

Microfinance is something pretty new in France. A couple of months ago, Jean-Christophe Capelli launched Friendsclear Pro, a collaborative website where investors and entrepreneurs can meet.

This website is original because investors can invest as little as 100 euros. Even if you are not that well-off, you can show your support and confidence in a project. When enough investors have backed the project to collect the total amount requested by the entrepreneur, the loan is granted.

As far as I am concerned, I decided to invest into Be Bio. The company has existed since the end of 2009 and is using Friendsclear to finance a new investment. Their activity consists in delivering organic food baskets to employees where they work. Given the momentum on the organic market in France these days, this is definitely a good niche.

What I like about Friendsclear is that:

  • this is a new way for entrepreneurs to raise money
  • it is a good way to foster entrepreneurship and to help risk-takers
  • investors can expect a good return, up to 4.25%
  • investors can fine-tune their risk, since investments can start with 100 euros only
  • this is one step more towards a cooperative economy, which I have been advocating since 2004!

To learn more about Friendsclear, just visit their website:

When wikis meet business education

July 20, 2007

Andrew McAfeeAndrew McAfee, Associate Professor at Harvard Business School, has just launched Cases 2.0, a wiki-based repository of business cases about the impact of Web 2.0 on corporations. This is a very interesting initiative where you can contribute.

Via Pascal Veilleux


November 17, 2006

Wikinomics To be release in December, Wikinomics is a book focussing on the impact of mass collaboration on the economy .
“While some leaders fear the heaving growth of these massive online communities, Wikinomics proves this fear is folly. Smart firms can harness collective capability and genius to spur innovation, growth, and success.”

You can pre-order this book on


November 1, 2006

Google buys JotSpot
Jotspot announced yesterday it was bought by Google. Larry Page and Sergey Brin are hungry! After Writely and YouTube, Google makes another decisive step on the path of cooperation. JotSpot data will be transferred to Google’s systems. As a result, it is no longer possible to create a new account for the moment. Current JotSpot users can cancel their account and retrieve their personnal information. Another pretty cool consequence : premium subscriptions are now free! Will they display advertisement ?

Another question is: will the JotSpot brand survive or disappear, as Writely did? Should we soon say GoogleWiki ?

Google buys JotSpot. Who’s next ?

Distributed health

August 7, 2006

Health and peopleFound on Cooperation Commons a survey supported by the UK Design Council that sounds appealing: “Open Health: a platform based model of active health”

Here is a short description of the survey by Andrea Saveri (Institute for the future) :

“They address the serious challenges of shifting the health care paradigm from an acute care model focused on a centralized hospital system to a more distributed model that focuses on patients, self care, peer to peer support, and distributed intelligence. They support the idea of the co-creation of health, and discuss how activmobs, or welliemobs, help people manage their health and share healthy practices. This is a really nice example of how the theories and princilpes of cooperation can be applied to very important, practical, and complex challenges.”