Posts Tagged ‘investors’

Be Bio: my first P2P investment with Friendsclear

October 1, 2010

Microfinance is something pretty new in France. A couple of months ago, Jean-Christophe Capelli launched Friendsclear Pro, a collaborative website where investors and entrepreneurs can meet.

This website is original because investors can invest as little as 100 euros. Even if you are not that well-off, you can show your support and confidence in a project. When enough investors have backed the project to collect the total amount requested by the entrepreneur, the loan is granted.

As far as I am concerned, I decided to invest into Be Bio. The company has existed since the end of 2009 and is using Friendsclear to finance a new investment. Their activity consists in delivering organic food baskets to employees where they work. Given the momentum on the organic market in France these days, this is definitely a good niche.

What I like about Friendsclear is that:

  • this is a new way for entrepreneurs to raise money
  • it is a good way to foster entrepreneurship and to help risk-takers
  • investors can expect a good return, up to 4.25%
  • investors can fine-tune their risk, since investments can start with 100 euros only
  • this is one step more towards a cooperative economy, which I have been advocating since 2004!

To learn more about Friendsclear, just visit their website: www.friendsclear.com

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